PROJECT CONSULTANCY

Financial Feasibility Analysis, Project Structuring, Detail Project Report

DEBT SYNDICATION

Comprehensive Debt Solutions through public and private sector banks, Debt Swaping, Debt Enhancement, Reduction in cost of fund

LOANS

Business & Retail Loans, Unsecured Loans

REAL ESTATE

Marketing, Property Broking

REAL ESTATE

Marketing, Property Broking

LEASE RENTAL DISCOUNTING

Lease Rental Discounting (LRD) is a term loan offered against rental receipts derived from lease contracts with corporate tenants. The loan is provided to the lesser based on the discounted value of the rentals and underlying property value.

Ø  Our expertise to get you the right banks/ institute to fulfil your requirement
Ø  Loan tenor upto the lease tenure
Ø  Attractive rate of interest
Ø  Loan transfer from other banks + Top up
Ø  Property should be occupied by the Lessee
Ø  Residential and commercial properties accepted as collateral
Ø  Credit worthiness of the lessee in terms of rent paying capacity
Ø  Minimum/ Hassle free Documentation
Ø  Convenience of doorstep service

HOME LOAN

Home loans are those loans which are given by the banks to individuals so as to meet their housing requirement. S M Corporate Group have programs specifically geared towards Home Loans …..

Ø  Attractive Interest with Smaller EMI’s
Ø  Top up and balance transfer
Ø  Faster Processing of Loan
Ø  Flexible Loan Repayment
Ø  No fore closure charge
Ø  For Individual/ Firm/ Company

LOAN AGAINST PROPERTY

This is a process, wherein a secured loan is provided against the mortgage of the property with a lesser interest and longer repayment option. The loan against property can be used for various purposes such as a business expansion, a wedding, investment in a commercial property or any other greater priority.

Ø  Attractive assimilation rates
Ø  Minimum documentation required
Ø  Quick acclaim once documentation is fixed
Ø  Upto 70% finance upon value of property

PERSONAL LENDING

S M Corporate Group have programs specifically geared towards retailers. Programs include lower rates, more attractive terms, and larger loan amounts. We help connect you with a lender that is truly concentrated on your business needs. Our network of lenders will compete to provide you the best possible loan product.

Ø  Multi-purpose loan ….
Ø  No Collateral ……
Ø  Easy repayment ……
Ø  Affordable interest rates ……

Your dreams and responsibilities will never take a backseat with our personal loans.

UNSECURED BUSINESS LOAN

An unsecured loan is money lent from one party to another without any collateral to secure its repayment. Unsecured loans do not require any collateral or security in the form of assets of a business. The elimination of the need for collateral makes it possible for such business to raise loans.

Ø  Attractive interest rates
Ø  Quick disbursement
Ø  High loan amount upto 5 cr

WORKING CAPITAL LOAN

To run the unit smoothly, we arrange to provide the following by way of fresh loan or take over from other banks.

Ø  Cash Credit Limit
Ø  Overdraft dacility
Ø  Letter of Credit
Ø  Bank Guarantee
Ø  Packing Credit
Ø  Bill Discounting
Ø  Attractive rate of interest
Ø  Foreign currency limit

PROJECT FUNDING

To start a new project or to expand the existing business , we arrange for project funding.

MACHINERY EQUIPMENT & COMMERCIAL VEHICLE LOAN

Ø  Construction and Mining Equipment
Ø  Earth Moving Equipment
Ø  Material Handling Equipment
Ø  Road Construction
Ø  Concrete Equipment
Ø  Material Processing Equipment

MONTHLY/ QUARTERLY FINANCIAL DATA PREPARATION FOR BANKS

Ø  Bank Stock Statements for PC, TL, BD, FBD A/c and DP Calculations, Cash Credit limit.
Ø  FFR, CMA data & QIS data preparation as required by Banks
Ø  Project Report preparation for new project as well as existing project with financial analysis

Small and Medium Entrepreneurs

And START UPS ……. Special personalised Service ……. All in one place